Self Reliance Financial Federal Credit Union’s digital banking tools make it easier to handle your banking wherever life takes you. Whether you’re checking balances, moving money, paying bills, or keeping an eye on your cards, digital banking gives you a simple way to stay connected to your accounts.
Platforms
Online Banking
Mobile Banking
Take SRFFCU with you wherever you go. Our Mobile Banking app makes it easy to manage accounts, transfer funds, deposit checks with Mobile Deposit, send and receive money with Zelle®, monitor spending, connect external accounts, send secure messages, and access convenient digital payment features right from your smartphone or tablet.
Zelle®
Zelle® is a convenient way to send and receive money with friends, family and others you trust in minutes using an email address or U.S. Mobile number. *Is currently only available to legacy UKRFCU members in the UKRFCU app and Online Banking.
Our upgraded Online Banking and Mobile Banking platforms are now here, offering enhanced features, improved functionality, and a more streamlined digital banking experience. The new digital banking platform is now available. Please review the information below to assist you:Â
What You’ll Need to Do Beginning September 1Â
- Access the new Online Banking platform or enroll by clicking hereÂ
- Download and install the new SRFFCU Mobile App by clicking here
- Accept the New Terms and ConditionsÂ
- Set up your Multi-Factor Authentication (MFA) security preferenceÂ
- Reconnect any linked external financial institution accounts, if applicableÂ
- Re-register for Zelle® and re-add your recipients. Zelle® transactions can be found in your Checking Account historyÂ
- Recreate any account alerts, notifications, and internal transfers to other SRFFCU members you have previously setupÂ
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New Mobile AppÂ
The new SRFFCU Mobile App is available to download.Â
The previous UKRFCU Mobile App is no longer supported and should be removed from your device.Â
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Frequently Asked Questions (FAQs)Â
Will I need to enroll in the new Online Banking platform?
Will I need to re-establish my Multi-Factor Authentication (MFA) methods?Â
Yes. For security purposes, all MFA methods, including phone numbers and authentication options used to verify your identity, must be set up again after migration.Â
Will my external accounts be transferred over?Â
No. If you previously linked accounts from another financial institution, you would need to reconnect those accounts on the new platform.Â
Once reconnected, you will be able to view eligible balances, account details, and transaction information within Online Banking and Mobile Banking.Â
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Can I still make credit card payments from external accounts?Â
Yes. Credit card payments can be made through the My SRFFCU Credit Card feature within Online Banking and Mobile Banking.Â
Credit card statements will also be available through the My SRFFCU Credit Card section.Â
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Will my scheduled transfers and loan payments continue?Â
Yes. Existing recurring internal transfers and loan payments will continue according to their current schedules and do not need to be re-entered.Â
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What happens to Zelle®?Â
You will need to register for Zelle® again after migration.Â
Please note:Â
- Your previous Zelle® profile will not transfer.Â
- Existing Zelle® recipients will need to be added again.Â
- Previous Zelle® transaction history will not transfer. Prior Zelle® transactions can still be viewed within your checking account transaction history.Â
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Will my Transfer to another Member recipients transfer over?Â
No. Existing transfer recipients and contacts will need to be added again.Â
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Will my Bill Pay information transfer?Â
Yes. Existing Bill Pay payees are expected to transfer to the new platform. Previously scheduled Bill Pay payments will continue to be processed according to their scheduled dates.Â
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Can I apply for loans and additional accounts online?Â
Yes. Members can:Â Â
- Apply for loansÂ
- Open additional shares and accountsÂ
- View the status of loan applicationsÂ
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Can I access check images for checks I’ve deposited or written?
Yes, for legacy UKRFCU accounts, check images are available for checks processed on or after July 1, 2026. If you need a copy of a check processed before that date, please contact SRFFCU, and we will be happy to assist you.Â
Can I order checks online?Â
Yes. Check ordering is available through Online Banking and Mobile Banking.Â
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Can I update my profile information online?Â
Yes. Members can to:Â
- Update usernamesÂ
- Change passwordsÂ
- Update phone numbersÂ
- Update email addressesÂ
- Update mailing addressesÂ
- Change preferred display namesÂ
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What happens to my alerts and notifications?Â
Alert and notification settings will not be transferred.Â
Any account alerts, balance alerts, transaction alerts, and notification preferences must be re-established.Â
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Will I still have access to statements?Â
Yes. eStatements and account statements will continue to be available through Online Banking and Mobile Banking.Â
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Can I place a stop payment online?Â
Yes. Members may submit stop payment requests for checks through Online Banking and Mobile Banking.Â
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We’re Here to HelpÂ
We understand that transitioning to a new digital banking platform may require a few additional steps. While some services, settings, and preferences will need to be re-established, the upgraded platform is designed to provide enhanced security, expanded functionality, and improved digital banking capabilities.Â
If you have questions or need assistance, please contact SRFFCU at 215-725-4430 or at 212-473-7310.  We are committed to supporting you throughout the transition process. Â
What You’ll Need to Do Beginning September 1Â
- Access the new Online Banking platform or enroll by clicking hereÂ
- Download and install the new SRFFCU Mobile App by clicking here
- Re-establish your Multi-Factor Authentication (MFA) methodsÂ
- Recreate account alerts and notificationsÂ
New Mobile AppÂ
The new SRFFCU Mobile App is available to download.Â
The previous Self Reliance NY FCU Mobile App is no longer supported and should be removed from your device.Â
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Frequently Asked Questions (FAQs)Â
Will I need to enroll again?Â
 Refer to your email for detailed instructions. To re-enroll in and access our new Online Banking platform, visit: my.srffcu.com/enroll
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Will I need to re-establish my Multi-Factor Authentication (MFA) methods?Â
Yes. For security purposes, all MFA methods, including phone numbers and authentication options used to verify your identity, must be set up again after migration.Â
During your first login, you will be prompted to select and configure your preferred MFA method.Â
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Will my Member-to-Member recipients transfer over?Â
No. Existing Member-to-Member recipients and contacts will need to be added again after migration.Â
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What happens to my alerts and notifications?Â
Alert and notification settings will not be transferred.Â
Any account alerts, balance alerts, transaction alerts, and notification preferences must be re-established after migration.Â
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Will previous secure message history transfer?Â
No. Previous secure message and conversation history will not be transferred to the new platform.Â
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New Features AvailableÂ
- Zelle® Integration – Send and receive money with friends, family, and people you trust directly within Online Banking and Mobile Banking.Â
- Mobile Deposit –Â Deposit checks anytime, anywhere using your smartphone or tablet with Mobile Deposit.Â
- External Account Aggregation –Â Connect eligible accounts from other financial institutions and view them alongside your SRFFCU accounts.Â
- Credit Score Monitoring – Monitor your credit score directly within Online Banking and Mobile Banking.Â
- Budgeting & Financial Wellness Tools – Gain access to powerful financial management tools.Â
- And much more!Â
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We’re Here to HelpÂ
We understand that transitioning to a new digital banking platform may require a few additional steps. While some services, settings, and preferences will need to be re-established, the upgraded platform is designed to provide enhanced security, expanded functionality, and improved digital banking capabilities.Â
If you have questions or need assistance, please contact SRFFCU at 215-725-4430 or at 212-473-7310.  We are committed to supporting you throughout the transition process. Â
Zelle®
Zelle® helps members send and receive money with friends, family, and others they trust in minutes using an email address or U.S. mobile number.* It’s available inside the SRFFCU app, so there is no need to download a separate app.
Digital Services
SmartWatch App
The SRFFCU SmartWatch App gives members a quick way to check balances and find branches, shared branches, and surcharge-free ATMs right from their wrist. It extends key mobile banking essentials to compatible Apple and Android smartwatches.
Purchase Rewards
Purchase Rewards lets members activate exclusive cash back offers and earn rewards when they use an eligible debit card for qualifying purchases.* Cash back deposits directly into the member’s account.
Bill Pay
Bill Pay makes it easier to handle recurring and one-time payments in one place. Members can set up automatic payments, track bills, schedule payments, and cancel them when needed.
External Transfer
External Transfer lets members move money between SRFFCU accounts and their own accounts at other financial institutions.* Members can also schedule transfers in advance or set them up to recur automatically.
Digital Wallet
Digital Wallet gives members a faster, more secure way to pay with eligible debit and credit cards online, in stores, and in apps.* Members can add cards to a smartphone or smartwatch and pay on the go without reaching for a physical wallet.
eStatements
eStatements help members go paperless and access account records faster and more securely. They offer a convenient way to keep statements organized while reducing paper clutter.
Credit Report
Credit Report gives members free access to their credit score and credit information through Online Banking and the mobile app.* Members can track credit history, review inquiries and alerts, and find ways to strengthen their score over time.
Mobile Deposit
Mobile Deposit lets members deposit checks with just a few taps and camera snaps in the mobile app.* It offers a simple, secure way to make deposits without visiting a branch.
Money Management
Money Management helps members view all their accounts in one place, including those at other financial institutions.* It also supports budgeting and automatically categorizes transactions to make spending easier to track.
Stop Check Payment
Stop Check Payment lets members cancel checks before the recipient processes them. Members can use this service through Online Banking at no cost.
Card Management
Card Management gives members more control over debit and credit cards through Online Banking and the SRFFCU app.* Members can turn cards on or off, report them lost or stolen, set travel alerts, and cancel cards when needed.
Loan Integration
Loan Integration makes it easier to apply for eligible consumer loans through Online Banking and the SRFFCU app. Members can apply for products like credit cards, auto loans, and personal loans, then check the status of those applications in the same place.
Get More From Your Account Access
Digital banking with SRFFCU makes it easier to manage your money on your schedule. Sign up to access the tools that help you move money, monitor accounts, pay bills, and stay in control wherever you are.