Tax season is right around the corner, and now is the perfect time to get organized. Whether you file on your own or work with a tax professional, having the right documents ready will make the process smoother and help you avoid delays.
Tax Forms Update
2025 tax forms (1098, 1099 INT, and 1042 S) are now available in Online Banking and Mobile Banking for members who are enrolled in electronic statements.
Find all tax forms in Online Banking or the Mobile App:
- For legacy UKRFCU members follow these steps go to eStatements → Document Type → Tax Forms.
- For legacy Self Reliance NYFCU members follow these steps go to Documents → Document Type → Tax Forms.
Paper tax forms were mailed out for anyone who doesn’t use eStatements. Additionally, you will only receive a 1099-INT form if you earned more than $10 in interest combined under a given member account number.
Below is a simple guide to help you prepare for a stress‑free tax season.
Gather Your Income Forms
Start by collecting all income-related documents. These forms confirm what you earned throughout the year and are essential for accurate filing.
- W‑2 from your employer
- 1099 forms
- Any additional income statements
Collect Your Tax Documents
Beyond income, you’ll need supporting documents that reflect interest, loans, and contributions. These help ensure your return is complete and accurate.
- Interest statements
- Mortgage information
- Student loan interest
- Retirement contribution records
Keep Receipts for Deductible Expenses
If you plan to claim deductions, make sure you have documentation to support them. Organized receipts can make a big difference.
- Education costs
- Charitable donations
- Medical bills
- Business‑related purchases
Why Keep Last Year’s Tax Return?
Your previous return is more useful than you might think. It can:
- Confirm your personal information
- Help you avoid common mistakes
- Make filing easier, whether you use software or a tax professional
Use Online Banking to Stay Organized
Your SRFFCU accounts offer helpful tools to keep your financial information in order:
- Download statements anytime.
- Review account activity
- Track income and interest
Your Banking Details Matter
Accurate banking information helps prevent delays with refunds or payments. Make sure you have:
- Your account numbers
- Routing number
- Records of interest earned
A Smooth Tax Season Starts with Good Preparation
Staying organized now makes filing easier later. As your credit union, we’re here to support your financial wellness every step of the way.