2025 Tax Forms (1098, 1099 INT, and 1042 S) are now available in Online Banking and Mobile Banking for members enrolled in eStatements. Find all tax forms in Online Banking or the Mobile App under eStatements → Document Type → Tax Forms

Winter Prep Made Easy: How to Get Your Home, Apartment, and Car Ready for the Cold

Winter is coming and with it, freezing temperatures, icy roads, and higher energy bills. Whether you own a home, rent an apartment, or drive daily, preparing for winter can save you money, keep you safe, and make life more comfortable. Here’s your ultimate guide to winterizing your space and your car.

1. Seal Out the Cold

Drafty windows and doors are not only uncomfortable but also drive up your heating costs.

  • Weather stripping & Caulking: Seal gaps around windows and doors to keep warm air in.
  • Draft Stoppers: Perfect for apartment doors, affordable and easy to install.
  • DIY Hacks: Bubble wrap or thermal film on windows adds insulation without permanent changes.

2. Insulate for Maximum Warmth

Insulation is key to keeping heat where it belongs.

  • Homeowners: Check attic and basement insulation.
  • Renters: Layer rugs on cold floors and hang thermal curtains to block drafts.
  • Bonus Tip for all: Close blinds at night and open them during sunny days for natural warmth.

3. Optimize Your Heating

Service Your Furnace or Boiler: Schedule a tune-up before the first freeze.

  • Space Heater Safety: Use only in well-ventilated areas and never leave them unattended or plug them into a power strip or extension cord.
  • Reverse Ceiling Fans: By reversing the direction of the blades, clockwise, this pushes warm air down.

4. Smart Tech for a Cozy Winter

Technology can make winter easier and more efficient.

  • Smart Thermostats: Automate heating schedules and save energy.
  • Leak & Freeze Sensors: Get alerts before pipes burst.
  • Smart Plugs: Control lights and space heaters remotely for safety and convenience.
  • Energy Monitoring Devices: Track usage and cut waste.

5. Safety First

  • Smoke & CO Detectors: Test batteries and replace if needed.
  • Emergency Essentials: Stock up on salt, shovels, flashlights, and extra blankets.

6. Budget-Friendly Tips

  • Cook & Bake More Often: Adds warmth naturally.
  • Close Off Unused Rooms: Concentrate heat where you need it.
  • Humidity Helps: Use a humidifier—moist air feels warmer.

7. Winterize Your Car

Your car needs just as much attention as your home.

  • Check Battery Health: Cold weather drains batteries quickly.
  • Inspect Tires: Ensure proper tread depth and pressure for better grip.
  • Top Off Fluids: Antifreeze and winter-grade windshield washer fluid are essential.
  • Replace Wiper Blades: Visibility is critical in snow and ice.
  • Test Heater & Defroster: Comfort and safety go hand in hand.
  • Inspect Brakes: Slippery roads demand top performance.
  • Emergency Kit: Pack a blanket, shovel, snowbrush/ice scraper, jumper cables, water/snacks, and a flashlight.

Winter doesn’t have to be stressful. With a little preparation, you can stay warm, safe, and worry free at home and on the road. Start with one or two tips today and build up from there. Your future self will thank you when the snow starts falling!


How to Budget for Spring Break Without Breaking the Bank

Get Ready for Tax Day: Your Comprehensive SRFFCU Preparation Guide

Fall in Love With Your Finances: 5 Ways to Strengthen Your Money Relationship

National Pay Your Bills Week: Take Control of Your Finances, One Bill at a Time