Open a Money Market Account
A Money Market Account gives you a strong way to grow your savings while keeping your funds accessible. If you want to earn more than a regular savings account without locking your money into a fixed term, SRFFCU’s Money Market Account offers a smart middle ground.
Key Features
Self Reliance Financial Federal Credit Union’s Money Market Account gives members a flexible savings option with features that reward higher balances and keep account management simple:
- Higher Earning Potential: Earn more than you would with a regular savings account.
- Accessible Funds: Keep your money accessible when you need it.
- Daily Dividends with Monthly Payouts: Grow your balance steadily over time.
- No Monthly Maintenance Fee: Avoid added monthly account costs.
- Federally Insured Savings: The NCUA federally insures deposits up to at least $250,000.
Money Market Rates
A Market Account can be a smart choice if you want stronger returns without giving up flexibility.
All rates listed on this page are valid as of July 17, 2026 and are subject to change without notice. Fees may reduce earnings.
Money Market Account
| Type | Minimum Balance | Rate | APY1 |
|---|---|---|---|
| Money Market | $1,000 | 1.30% | 1.30% |
1APY = Annual Percentage Yield. A minimum balance of $1,000 is required to open a Money Market Account and earn the applicable advertised APY. A minimum balance of $5,000 is required to open a Premium Money Market Account and earn the applicable advertised APY. Dividends are compounded daily and credited to the account monthly. If the account balance falls below the applicable minimum balance requirement, the advertised APY will not be earned. Rates and APYs are variable and may change after account opening. Fees may reduce earnings. To qualify for any product or service, you must be a member. New memberships are subject to eligibility requirements and membership terms and conditions.Â
Premium Money Market Account
| Type | Minimum Balance | Rate | APY1 |
|---|---|---|---|
| Premium Money Market | $1,000 | 1.30% | 1.30% |
1APY = Annual Percentage Yield. A minimum balance of $1,000 is required to open a Money Market Account and earn the applicable advertised APY. A minimum balance of $5,000 is required to open a Premium Money Market Account and earn the applicable advertised APY. Dividends are compounded daily and credited to the account monthly. If the account balance falls below the applicable minimum balance requirement, the advertised APY will not be earned. Rates and APYs are variable and may change after account opening. Fees may reduce earnings. To qualify for any product or service, you must be a member. New memberships are subject to eligibility requirements and membership terms and conditions.Â
Open a Money Market Account with SRFFCU
Put your savings to work with an account that offers flexibility, value, and personal support. Open a Self Reliance Financial Federal Credit Union Money Market Account and take the next step toward your savings goals.
Open a Money Market Account with SRFFCU
Put your savings to work with an account that offers flexibility, value, and personal support. Open a Self Reliance Financial Federal Credit Union Money Market Account and take the next step toward your savings goals.
Frequently Asked Questions (FAQs)
What is a Money Market account?
A Money Market Account is a variable APY account similar to a Prime Share account, which typically earns a higher money market rate for members.
How can I open a Money Market account?
A Money Market account can be opened by visiting any location and speaking with a Member Service Representative.
Will I earn dividends if my balance falls below the account minimum?
If your balance falls below the account minimum, you will not earn dividends on your money.